Private Finance in Chennai

Started as a Private Finance Mediator – Growth Took Us To Become Private Financiers in Chennai & Tamilnadu. We Are a Group Of People Who Finance our own fund for our clients for reasonable Interest Rate’s. We know every corner of this Business. 5-8 Years Back Private Finance was Really a Good and Reputed Business Model in Chennai, not only in chennai – all over India

“Believe Me The Below Article is For People – Who are searching for private financiers for months or years”.

Market Situation, almost 50% private financiers left Business, 40% of Private financiers do Short Term Fund – which is cheque basis without security and Balance 10% is the real financiers who fund against your property. Since we have a vast Local private financier network in chennai, we all know the Interest rate is normally between 2% to 3% per month.


In my Experience, I saw lot of clients who waited for long time even one or two years for raising funds from private financiers. For Some Clients Private Financiers fund it just like that and for other’s they don’t fund.

The below Article tells you, How to Get Private finance in chennai, Tamilnadu and India, You Cannot Raise funds without mediators, but we have to find the mediator who give correct information.

“Reason For This Article: I have seen lot of business people gone mad because of this concept – And it’s a tricky thing, This madness are created only by Mediators to the clients”

The Following ways tells you how not to get trapped by mediators who tells you the following things to mesmerize you.

  • You can find Mediators in nook and corner of Chennai Streets who tells you that they can organize 10 Cr’s to 1000 Cr’s without Property.
  • But the worst thing is mediators tell you that they have a third party collateral for your Business. But in real scenario no one gives you their own property for others, unless it had some legal issues or the property is locked in the bank. So Believing Third Party collateral is completely a hoax
  • There are numerous ways you can organize funds in a practical way. If you don’t have property, go for the Unsecured basis private finance in Chennai for less interest rate with long repayment schedule.
  • Never Believe in 20 or 30 paise private finance, because no one is interested to give loan which is lesser than bank rate of interest.
  • Mediators tells you that these less private finance is totally black money or unaccounted money, as a private financiers ourselves we never saw any black money or unaccounted money in this Chennai private finance market.
  • Even some Fake private financiers in Chennai will make you to believe that these falsehood information are true. Never ever believe those private financiers.
  • Mediators claim that private financiers will maintain secrecy in every action, technically Private financiers all over TamilNadu maintain good relationship with clients and there is nothing to hide about secrecy. These tactics are developed by mediators not financiers.
  • Never pay any upfront fees to financiers, if a private financier asks you for an Upfront Fess believe me he is not a private financier.
  • Private financiers will not ask you for any upfront fees, they will ask you to prepare legal valuation report and other documents by your own. They always wanted legal opinion from panel advocates not from normal people.
  • Raising Private finance in Chennai and TamilNadu is not an easy task; there are lot of formalities for raising them.

Advantage of Private Finance in Chennai

  • Private Finance Documentation is lesser compare to Banks or Non-Banking Financial Corporations.
  • Clients get immediate Funding
  • Hasslefree Process.
  • You can repay your loan amount at any time i.e You can pre-close the funds at any time.
  • Cibil Defaulter, Low Cibil Score Holders, and People who dont have proper income proof will go for private finance 
  • Clients can raise Even Unsecured Business Loan i.e Cheque Basis Finance in chennai for a short Period of time than any financial medium, It will take only 24 48 hours for Funding Disposal. Click Here for Cheque Basis Private Finance.
  • Private Financiers doesn’t bother about your past Credit History, If you have property He will Fund you the money as quick as possible.

Jai Lakshmi is one among the best and Fast growing Finance Companies chennai who never charge any upfront Fees from the Client, From the whole network of private finance business, we are only few Companies never receive advance fees from Client.

Services Jai Lakshmi Does to Clients:

“We Help our Clients to raise Money from bank as a personal Loan, Home Loan ,  etc., and We do have our own DSA and DSE for Banks and Private Institution. No Matter you have low cibil score we can organize fund for you and your business”

Jai Lakshmi Arrange finance for business

  • We Concentrate on Both Domain SME and CORPORATE FINANCE.
  • We Organize Loans For Cibil Defaulters | Clients With and Without Income Proof Statements.

When Clients come to us We always wanted our client to get recovered from there Financial Crunch, taking full money bags from Financiers or From Bankers.

Mediators Tells you these below words to Convince You – Don’t Believe It and Give Your Property

  • The Business profile will have a perfect turnover.
  • The Business will have high profit.
  •  The Business which come to us goes for lot of feasibility study by the panel auditors and Credit managers.
  • After passing these feasibility study, we select the companies and give your property to them, Either as a Housing Loan and Third Party to the Business.
  • The sharing percentage increases and you get huge benefit out of it
  • Don’t worry about your property, it will be pledged only with bank not to any private financiers.
  • Instead of keeping your property idle, give your property to other reputed business and earn a interest free loan as a reward
  • Panel Auditors check their statements and books of accounts
  • Corporate Strategist check their company profile for futuristic plans and approve.
  • Stockist check the company stocks and approve it
  • Advocates check the company’s legal entity and approve it

“90% of Private financier in Chennai Stopped Third Party Collateral funding. Because the Property which they surrender is filled with Litigation. So Finding the right property for your Business is important. But the best part here is , You cannot find the right property without litigation or Legal Problems. Always Remember “No One Is going to give their Own property for your Development”

  • Least 9 lakhs to most extreme 10 crores, Rate of Interest Rs. 3/ –
  • Advance add up to be given in 5 Months, 5 EMI
  • The customers can benefit our administrations in the states – Tamilnadu, Pondicherry, Bangalore, Kerala.

Preparing Days :

  • With in 48 hrs of time the credit sum will be given
  • 2 Visiting Cards
  • 1 Year Bank Statement
  • Most recent 3 years IT Paper and Balance Sheet
  • ODCC (Over draft) utmost assent letter duplicate from bank and organization profile
    On the off chance that ODCC point of confinement is not accessible then record to be accommodated private own or rental

Jai Laksmi Private Finance in chennai against property

  • Least 50 lakhs to most extreme 10 crores & above,
    With fitting reports – rate of enthusiasm beneath 5 crore – beginning Min Rs. 1.50/ – Max Rs. 3/ – , over 5 crore – beginning Min Rs.1/ – Max Rs. 1.5/ –

Alternatives for credit reimburse :-
1. Just intrigue payable
Without IT/Bank proclamation – Starting Rate of premium Min – Rs. 3 and Max ****(it may contrast), chennai and around 50 kms. The customers can benefit our administrations in the states – Tamilnadu, Pondicherry, Bangalore, Kerala.

Preparing Days for private finance against cheques in chennai

  • With in 15 working days of time the credit sum will be given
  • Without IT/Bank explanation – handling days – 7 working days

Required Documents for Loan Against Property in Chennai:

  • Sale Deed in the Name of the Applicant
  • Parent Deed
  • Deed of Origin
  • Approved Plan
  • Notification Pertaining to the approval of the plan
  • Legal Opinion
  • E.B. Pay Receipt for the Current Period
  • Patta in the Name of the Applicant, in case of property mortgage or in the name of the seller in case of property purchase.
  • E.C for 33 years covering the sale deed transaction
  • Sale Agreement in case of property purchase
  • Valuation Report
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